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We could have managed liquidity better, says Raghuram Rajan

Former Reserve Bank governor of India (RBI) Raghuram Rajan said that in retrospect it seemed that the central bank under his government could have handled liquidity in the banking system in some improved ways.

Rajan, however, added that, once the problem of liquidity shortage was rejected by the data, the central bank acted quickly to recoup the situation.

“There is a place where we did not recognize that liquidity was recovering in the system,” he said, adding that “once I saw it in the data, we made a decision very quickly to move towards neutrality, but that is something that should have seen before “.

He was answering a question if he wanted something different in retreat during his three-year term as governor of the RBI.

In an interview with PTI, he said he wished he acted a few months in advance to ease the liquidity situation.

“We were operating from a liquidity deficit system, so the RBI was still working, but it did not work well in this environment.

Having recognized that probably a little later than we would have recognized, we transferred it to a position of neutral liquidity. So this is where I think I can see it happening a few months earlier, “he said.

During the second half of 2015-16, there was a strict liquidity situation in the banking system and was addressed in the policy of April 2016. As a result, banks delayed the monetary policy to customers.

At one point, Bharatiya Janata MP MP Subramanian Swamy accused him of being “mentally not totally Indian” and that his inflationary monetary policy was sweltering growth.

When asked if he wanted to comment on Swamy’s comments against him, Rajan said, “No. I think some problems are not best commented on.

I think as soon as you start to solve these problems, you give it more weight than it deserves, “he said.

(Only the title and image of this report may have been reworked by Business Standard staff, with the rest of the content automatically generated from a syndicated feed).

How ‘Internet of Things’ will change the world as we know it

A few decades ago, the idea of talking to an audio speaker to control the house lights or the air conditioner would have seemed ridiculous. Today, smart appliances, Internet-driven things, are a reality that most of us know. People are starting to see the benefits of the growing number of connected devices and smart wizards in their homes. The rapid development of technology in recent years has led us to the point where connected peripherals and machine-to-machine communication are the key to a more advanced, sustainable and intelligent future.

The Internet of Things (IoT) was invented by British pioneer Kevin Ashton in 1999 to describe a network through which physical objects could connect to the Internet through sensors. At that point, Ashton probably had an idea of the size of the IoT space. Analysts estimate that the installed base of IoT devices should be more than 23 billion units by 2021, while others believe that IoT applications could have a total economic impact of up to $ 11 billion a year, here 2025 India is not too far away in the IoT race. Deloitte predicted that by 2020, IOT units in India would increase by 31 times to about $ 1.9 billion, with a market value of about $ 9 billion. IoT is the key to significant growth in business and new opportunities for the technology sector in both the Indian market and the global market.

There is no doubt that the IOT has a profound impact on the social and even environmental future of the world as we know it. From smart cities to driverless cars and smart factories, and smart homes, the Internet of Things will be everywhere. India, with its rapid reach of mobile telephony, has the potential to take advantage of IOT in all areas to improve the quality of life, increase productivity and automate the simple tasks of our daily lives. Although IoT consumer adoption in the country may take some time, the Indian Government is investing to accelerate and take advantage of IoT’s benefits in areas such as smart cities, sustainability and water quality, environment, health, waste management, agriculture and manufacturing. IoT technology is used to create intelligent lighting systems that are able to detect ambient light and turn on or off accordingly or recognize when people or vehicles are nearby and ignite only when they approach. IoT sensors help municipal authorities monitor water use and waste accurately by identifying pipeline or faulty system leaks and even contributing to more efficient disposal of waste through intelligent waste treatment and smart waste systems. Smart trash cans can alert pickup workers when the can is full, so they can better plan their routes, without stopping in empty containers, saving a lot of time and effort, money. India is also testing IoT-based irrigation systems for more efficient use of water, for example, using hundreds of sensors to measure soil water content or monitoring the climate to adjust watering water when expected rain, extreme heat or strong winds.

As more and more devices are connected in the IoT ecosystem, there will be more and more amounts of data generated by each device and each sensor reading. If analyzed correctly and in real time, this data can generate a wealth of useful information that can help solve problems when they occur, better understand cause and effect relationships and greatly improve processes and efficiency. The challenge is to effectively analyze large amounts of unstructured data. In response, IoT devices get higher levels of “smarter” computing power. The so-called “Edge Computer” analyzes and reads the data and only returns critical information. Imagine a security camera that knows the difference between an intruder and the pet or the family’s children, and only sends and alerts when someone does not recognize it. Even with advanced computing, the growth of IoT space must be closely integrated with advances in data analysis and storage space.

GoPro Hero 5 Black: Jazz up your moments on camera with ‘QuikStories’ app

If you are an avid adventurer or an avid motorcyclist, you want to record your experience and videos from the social media platform smoothly, here is “GoPro Hero 5 Black” with video control and 4K voice functions. When Indian travelers are looking for practical cameras with high-end features, GoPro, based in the US, has developed a mobile video editing application called “QuikStories” that allows users to share special moments on platforms such as Instagram and Facebook in a heartbeat. Let’s see what works for the device Rs 31,000.

The GoPro Hero 5 Black (2.4 x 1.7 x 1 in. And 118 grams in weight) is a rectangular camera similar to its predecessors but has a curved rim design with a semi-rubberized body that makes it easy to hold . To test the waterproofness of the device (up to 10 meters), we took it to a swimming pool in the neighborhood with a depth of 12 feet and found that water had no impact on the quality of video or sound. It shot 4K videos at 30 frames per second and clicked on sharp photos using the “Electronic Image Stabilization” (EIS) function.

Hero 5 Black allows you to use the touch screen for controls. The physical trigger and mode buttons are still there, but other tasks can be performed with the 2-inch touch screen, such as smartphones. Go right to view the gallery and left to toggle additional settings such as video stabilization. You can use a smartphone to view in real time what the camera captures. Do you need to turn the camera on or off? Say “GoPro turn it on or off” and the voice control function will do the job for you. Functionality also works in noisy environments.

We recovered almost three hours during the filming of videos. Dual microphones with noise canceling technology have captured the sound without any problem. The internal peripherals of the device are well-sealed, hermetically sealed and the camera can help you share videos without having to enter the editing table with ‘QuikStories’ that makes Hero 5 Black a single device. With ‘QuikStories’, the hassle of getting high quality videos that can be shared online is over. Install the camera with your smartphone and launch the GoPro application.

Now let the app automatically copy recent GoPro sequences to your smartphone and create a video regardless of the length you want to share on social networks. We recorded a night scene with the camera in “Gimbal” for GoPro – a device that keeps GoPro stable and eliminates vibration, vibration and noise in the video. When we connected the camera to the phone, we were told to update the software. After installing the update and the ‘QuikStories’ application, the application started copying the images to the phone.

Then we select the clip time and we add text and music and the video was ready to share. ‘QuikStories’ generates polished videos that can be personalized with music, filters and effects. In addition, the video created on your smartphone integrates with popular social networks so that there is no need to rework the clip format.Hero GoPro 5 Black will make all the accessories you have obtained from your predecessors are useless. You can not use any attachments with this unit.

We also experience the remarkable delay between taking photos and videos. The sensitivity of the touch screen was mediocre. Conclusion: It is safe to say that GoPro is undoubtedly a device for adrenaline junkies and travel bugs. With ‘QuikStories’, the ease of sharing your moments has never been so easy.

Skipping pesky calls can save Indians up to 63 million hours a year: Report

India exceeds the list of undesirable appeals received by a country in 2017, according to the Insights report published on the blog Truecaller. The report is based on an analysis performed by the application of the global repertoire during the period between January 1 and May 31, 2017 to understand the average monthly spam rate.

The World Telephone Directory – which has caller ID, social media integration and call barring capabilities – while listing a list of major countries in the spam prosthesis, revealed that Indian users could save about 63 million hours ignoring unwanted calls, assuming the average duration of an unwanted call is less than 30 seconds.

In addition, the report also revealed that India receives almost 22.6 calls per spam every month. The second on the list are the United States and Brazil, with about 20.7 calls per user each month.

Phone scams have been on the rise in the world, as it is easy to catch people against the phone or SMS guard. The report also mentions that the issue of spam calls from India lies with operators and financial services. Many of these operators are looking to offer special offers of free data or unlimited calling.

By contrast, the same research conducted in the United States suggests that anti-spam calls are dominated by annoyances and scams. Financial services and debt collectors are also an important category that rejects American users. He said: “This is an interesting observation, as in credit cards of American culture and the acquisition and repayment of student loans, often adapt.”

However, if you want to convert spam-saving time savings into productivity gains, India’s economy, as mentioned in the report, would record an annual profit of about $ 414 million.

Micromax sold 2 mn Bharat-2 devices; 3 more Bharat-series models coming soon

Ultra-affordable smartphones are usually in the Indian market sensitive to prices, especially when they are rich in functions and deliver the products as promised. In train to get on the digital train from India, home electronics manufacturer, Micromax Bharat 2, seems to have clicked with users, especially priced at only Rs 3 499. According to estimates of the Bharat 2, launched in April this year, has already sold 2 million units in 5 months, making it one of the most popular VoLTE 4G smartphones in the country.

With the Bharat smartphone series, Micromax lenses include phone users looking to become smartphone users for the first time. The Bharat 2 allowed the next phase of adoption of the smartphone in the country by the hand of consumers to update. In terms of specifications, the Micromax Bharat 2 is powered by Spreadtrum SC9832 1.3 GHz Quad Core processor with 512 MB RAM and 4 GB ROM. The smartphone features a 4-inch WVGA display and features a 2 megapixel (MP) rear camera and a 0.3 MP front camera. The phone works with Android Marshmallow and is equipped with a battery of 1,300 mAh.

As for the success of Bharat-2, Micromax is preparing to develop the Bharat series with three new smartphones – Bharat-2 Plus, Bharat-3 and Bharat-4, which will all be available in offline stores next week. commenting on the success of the Bharat series, Micromax Computer co-founder Rahul Sharma said Monday: “There are more than 400 million phone users waiting to move to smartphones that give them the experience without forcing their budgets

The exceptional acceptance of Bharat-2 demonstrates our vision and also demonstrates that there is a huge appetite for VoLTE smartphone budget subscribers among Indian telecommunications. Therefore, we strive to close the gap needed for our consumers and with Bharat’s expansion of the series, which we think will really drive the next phase of adoption of mobile phones in the country.

Xiaomi unveils bezel-less ‘Mi MIX 2’ smartphone; launch in India soon

Chinese electronics giant Xiaomi launched the Mi MIX 2, a non-bevel smartphone designed for the Mi MIX device concept that was introduced last year. In addition, the company has also released My Note 3, which has a two-camera installation and a 16-megapixel front camera and the new My Notebook Pro. The Mi MIX 2 is based on the original concept. But the new smartphone is now 11.9 percent lower than its predecessor and has a 5.99-inch display in an aspect ratio of 18: 9. The second generation My MIX smartphone uses a hidden speaker to location the solution piezoelectric speaker that was used in the original concept.

My MIX 2 continues to use the ultrasonic proximity sensor, which allows the device to melt in the background while the focus is fully on the screen. MIX MIX 2 is powered by a Qualcomm Snapdragon 835 processor and uses the Sony IMX386 12 sensor in its primary megapixel camera that supports four axis optical image stabilization (OIS), which reduces the effect of handshake or motion, so that images and videos remain solid. After the launch, Manu Kumar Jain, vice president and general manager of Xiaomi, Xiaomi India has confirmed its official Twitter channel My MIX 2 will soon arrive in India.

The second offer of two Xiaomi cameras is an upgraded version of its smartphone Mi 6 flagship that was launched earlier this year. The smartphone has a screen of 5.5 inches and a greater than 3,500 mAh. The two camera setup in my 3rd note uses wide-angle and telephoto lenses that allow users to take portraits with backgrounds. megapixel light image with less noise The front camera 16 captures due to the large mu M pixel 2, obtained by combining a plurality of pixels in the image sensor into a single.

The Beautify function gets an update in My Note 3 with an artificial intelligence (AI) algorithm for more natural selfies. My Note 3 also has a new method of unlocking through AI based facial recognition, so unlocking the phone is equivalent to taking a selfie. My Notebook Pro is a high performance notebook with Intel Quad-Core processor and graphics ‘NVIDIA GeForce MX150’, offering a seamless gaming experience with stunning images. The 15.6-inch notebook has a Full HD screen protected by Corning Gorilla Glass and a fingerprint sensor integrated into the touch panel to facilitate the release of the laptop.

The company also announced the special edition Mi MIX 2, with a ceramic mount with 8GB of RAM and 128GB of storage. The Pro Notebook is a high-performance notebook with an Intel Quad-Core processor and NVIDIA GeForce MX150 graphics. game seamlessly with amazing images. The 15.6-inch notebook has a Full HD screen protected by Corning Gorilla Glass and a fingerprint sensor integrated into the touch panel to facilitate the release of the laptop. The company also announced the Mi MIX 2 special edition, which has a ceramic tile and comes with 8 GB of RAM and 128 GB of storage.

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